WORKER’S COMPENSATION INSURANCE, you could be held liable for injuries incurred on your property.
Typically, your homeowner’s insurance policy will not honor your claim if the work being performed required a licensed contractor. You could end up responsible for thousands of Dollars of medical bills.
NOT ONLY IS DANGEROUS, BUT IT’S AGAINST THE LAW!
SECTION 455.227(1)(J) FLORIDA STATUTES prohibits any person from aiding, assisting, procuring, employing or advising any unlicensed person or entity.
Individuals who aid unlicensed persons may face fines of up to $5,000
Section 489.103(7), Florida Statutes require that any person working on your building who is not licensed must be employed by you, which means that you must deduct F.I.C.A and withholding tax and provide worker’ compensation for that employee
If you have been asked by someone without a construction license to pull permits as Owner/Building you are at risk of financial harm.
By hiring a licensed contractor, you will have peace of mind knowing that project will be done by someone who has taken the time to acquire the appropriate education and the proper workers” compensation and/or liability insurance and who possesses the necessary experience.